Foreign National Loans

We are highly experienced in lending to foreign nationals and have worked with clients all over the world for decades.

We offer loans for true Foreign Nationals with incredible terms. Foreign national loans can be made on 2nd homes, investment properties, or commercial property in the US for a resident of another country, with the exclusion of OFAC-mentioned countries or specific borrowers.  There are many loan options available and most require very little documentation.  For investment properties, the loan can be qualified using only the cash-flow on the subject property or Debt Service Coverage Ratio (DSCR) without the requirement of verifying the borrower's income in thier home country.

Loan Features

• Loans of up to 70%-75% of the property value or contract price.
• Loan amounts up to $50,000,000 for commercial properties.
• Excellent mortgage rates.
• Fixed Rates, ARM's, and Interest Only options.
• NO US credit required.
• Single Family, Condo, Townhome, Multi-Family Apartment Buildings* and Commercial Loans*.
• Purchase, Refinance, and Cash-outs. 

Loan Qualifiers

• Must have a valid foreign Passport.
• Must be able to source down payment with current bank statements (an overseas bank account is okay, but cash will have to be transferred to a US bank before close if not using a well-known international bank).
• Will require 2 months bank statements showing cash to close, any large deposits will have to be sourced.
• Must have a foreign, current address.
• Must live and work in another country.
• Income documentation varies by investor and borrower's profession.  Please note, even if you meet all of these qualifiers you still may not be eligible for financing.  Please call or email to get pre-approved for this type of loan.

* All commercial loans will require proof of experience in owning this type of property.

We will need the following to start a quote for commercial properties.

For the property:

• Most recent 2 months rent roll
• T-12 P&L, showing each month side by side
• Property Address

Available in most US states.